BuildCapital
Credit
Credit against a specific collateral or contract, secured loans serviced in-house, and written-off loans worked out with the borrower.
Three of the five lines sit together as Build Capital Finance, for a business that has the order, the contract, or the policy, and needs the credit to move on it before a bank gets round to the file.
The financed portion of a premium, a receivable, or finance on contracted work, secured by the collateral or the contract.
Credit against a specific collateral or contract: premium finance, receivables, and equipment and contractor finance.
Secured, short-dated loans against the collateral or the contract, with the file ours end to end.
Short-term and commercial loans, secured, underwritten and serviced in-house.
A loan the holder has written off, bought at a discount, with a workout plan both sides can hold to.
Distressed loans bought at a discount and worked out with the borrower.
Each platform sits on the same four controls, and the holding company owns them, not the platform.
Every service on this page is structured or in research, not formed, and not an offer, and nothing has been financed.
Lending
Capital for a need the usual path does not cover.
Secured, short-dated loans against the equipment, receivables, or contract a business holds, underwritten and serviced in-house, so the order moves before a bank gets round to the file.
Coverage
Coverage paid for over time, not all at once.
The cost of commercial cover spread over the policy term, secured by the unearned premium, so the loan sits on a refund rather than a promise.
The truck or the machine the work needs.
The truck or the machine an operator needs for work already under contract, financed on that contract rather than on the balance sheet alone.
The float while the invoice is out.
The float an operator needs while the invoice is out, with collection run against the receivable itself.
Work already signed, checked before the draw.
Work already under contract, verified before the draw and controlled as the draw is paid out.
The refund the loan sits on.
The part of a premium the carrier has not yet earned, returned on cancellation, which is what the premium finance loan sits on.
The collateral, the contract, or the policy is priced by our own underwriting, audit, and risk assessment before capital moves, and how it fails is worked out first.
The platform advances the loan against that specific collateral, contract, or unearned premium, sized to what is held rather than to the balance sheet alone, and the file is ours end to end.
Servicing stays in-house: contract verification, draw control, cancellation and refund recovery, with performance checked by the holding company’s audit rather than reported by the platform.
Active asset management runs each business day to day; nothing is held passively.